﻿HOW MONEY WORKS FOR SPECIAL NEEDS FAMILIES
Social posts: captions and alt text
========================================================================

[your link] in the captions below means your own book page on your TheMoneyBooks website: howmoneyworks.com/[your-name]/bookpages/howmoneyworks-for-special-needs-families. To find it, open your TheMoneyBooks website, go to the book page for How Money Works for Special Needs Families, and copy the address. Put that address wherever a caption says [your link]. People sign up on your page, the digital book opens for them, and the contact comes to you.

The images carry no link, so every WealthWave Financial Educator can post the same set.

WHAT'S IN THIS FOLDER

Feed posts (1080x1350): nine images, numbered 01 to 09 to match posts 1 to 9 below.
Stories (1080x1920): four images, the story versions of posts 1 to 4.

========================================================================
READ THIS BEFORE YOU POST OR EDIT
========================================================================

- Captions must not promise outcomes. Do not add words or ideas like "will," "guarantee," "secure your child's future," "protect your family," "never worry again," or "qualify for benefits." Do not make any claim about who is eligible for government benefits. This is education only: no products, no rates of return, no guarantees.

- About AI tools. These captions were drafted with AI assistance and checked against the final book. If you shorten or rewrite a caption, whether by hand or with an AI tool such as ChatGPT, read the result against the rule above before posting. AI rewrites tend to add promises like "this book will give your family peace of mind." Take them out.

- Keep statistics and quotes exactly as written, with their source. Do not round, merge or swap figures, and do not use figures from older decks. Do not crop the source line off an image, and do not edit the images.

- Disclaimer. It is not printed on the images; it travels with the caption. Every caption ends with it: "For educational purposes only. Not legal, tax, or investment advice. Work with qualified professionals for legal and special needs planning." Keep it at the end of the caption whenever you post, shorten or rewrite one. Do not remove it.

- Captions are plain text. Copy them exactly as they appear here, with [your link] replaced by your own book page. Instagram and Facebook have no italics, so the book title is written without any formatting marks.

- Say TheMoneyBooks for the brand.

- Write about people first: "child with special needs," "families who love someone with special needs." Never use pity language ("suffers from," "confined to," "burden").

- Instagram: links in captions are not clickable, so put [your link] in your bio as well and keep it in the caption as plain text. Stories: add a Link sticker that points to [your link], and place it in an empty area so it doesn't cover any text or the book cover.

========================================================================
POST 1: Now available
========================================================================

Files:
  Feed posts (1080x1350)/01 Now available.png
  Stories (1080x1920)/01 Now available (story).png

Use it in the feed and as a story whenever you announce the book.

Caption
------------------------------------------------------------------------
Breathe. You've got this. How Money Works for Special Needs Families by Tom Mathews and Kim Scouller is now available from TheMoneyBooks: a step-by-step guide for your family's present and your child's future. Read the digital book at [your link]

#SpecialNeedsFamilies #TheMoneyBooks #FinancialLiteracy #BreatheYouveGotThis

For educational purposes only. Not legal, tax, or investment advice. Work with qualified professionals for legal and special needs planning.

Alt text (post and story)
------------------------------------------------------------------------
Photo of the book How Money Works for Special Needs Families on a wooden stool. Its white cover shows an orange lollipop with the words "Breathe, you've got this" and the authors' names, Tom Mathews and Kim Scouller. Text on an orange background: "New from TheMoneyBooks. Breathe. You've got this. Now available. A step-by-step guide for your family's present and your child's future. By Tom Mathews & Kim Scouller."

========================================================================
POST 2: Two lifetimes. One plan.
========================================================================

Files:
  Feed posts (1080x1350)/02 Two lifetimes, one plan.png
  Stories (1080x1920)/02 Two lifetimes, one plan (story).png

Caption
------------------------------------------------------------------------
For many families, responsibility gradually decreases while wealth increases over time. For many special needs families, responsibility often remains high throughout life, even as they work to build security and independence. Learn about planning for two lifetimes in How Money Works for Special Needs Families, new from TheMoneyBooks: [your link]

#SpecialNeedsFamilies #FinancialLiteracy #TheMoneyBooks #TwoLifetimesOnePlan

For educational purposes only. Not legal, tax, or investment advice. Work with qualified professionals for legal and special needs planning.

Alt text (post and story)
------------------------------------------------------------------------
Headline: "Two lifetimes. One plan." Two simple line charts. The first, "Traditional X-Curve," runs from Marriage to Retirement: a yellow responsibility line falls while an orange wealth line rises, so the two lines cross. The second, "Special Needs Family Curve," runs from Childhood to Adulthood: the yellow line, labeled "Responsibility stays high," stays near the top the whole way, while the orange line, labeled "Building security over time," rises slowly beneath it. Footer: the book cover and "How Money Works for Special Needs Families. New from TheMoneyBooks."

========================================================================
POST 3: Employment (S2)
========================================================================

Files:
  Feed posts (1080x1350)/03 Employment - 22.8 percent.png
  Stories (1080x1920)/03 Employment - 22.8 percent (story).png

Caption
------------------------------------------------------------------------
Only 22.8% of people with a disability were employed in 2025 (U.S. Bureau of Labor Statistics, 2026). For many families, the responsibility continues long after childhood ends. How Money Works for Special Needs Families, new from TheMoneyBooks, explains how to plan for two lifetimes. Learn more at [your link]

#SpecialNeedsFamilies #FinancialLiteracy #TheMoneyBooks #TwoLifetimesOnePlan

For educational purposes only. Not legal, tax, or investment advice. Work with qualified professionals for legal and special needs planning.

Alt text (post and story)
------------------------------------------------------------------------
On a black background, a large orange figure: "Only 22.8% of people with a disability were employed in 2025." Source: U.S. Bureau of Labor Statistics, 2026. Below it: "For many families, the responsibility continues long after childhood ends. Two lifetimes. One plan." Footer: the book cover and "How Money Works for Special Needs Families. New from TheMoneyBooks."

========================================================================
POST 4: Caregivers (S3), with Val
========================================================================

Files:
  Feed posts (1080x1350)/04 Caregivers - 75 percent, Meet Val.png
  Stories (1080x1920)/04 Caregivers - 75 percent, Meet Val (story).png

Caption
------------------------------------------------------------------------
More than 75% of caregivers for children with special health care needs are women (Pediatrics, 2021). Many are figuring out whether to leave a career to become a full-time caregiver. As Kim Scouller writes in How Money Works for Special Needs Families, new from TheMoneyBooks, you don't have to be a financial expert or do it all alone. Start at [your link]

#SpecialNeedsFamilies #Caregivers #FinancialLiteracy #TheMoneyBooks

For educational purposes only. Not legal, tax, or investment advice. Work with qualified professionals for legal and special needs planning.

Alt text (post and story)
------------------------------------------------------------------------
A large orange figure on a cream background: "More than 75% of caregivers for children with special health care needs are women." Source: Pediatrics, 2021. Below it is an illustrated portrait of Val, a cartoon woman with blond hair and blue glasses, next to the words: "Meet Val. A single mom whose son is on the spectrum, Val shares what she has learned with the rest of TheMoneyBooks cast." Footer: the book cover and "How Money Works for Special Needs Families. New from TheMoneyBooks."

========================================================================
POST 5: Families with a child with special health care needs (S1)
========================================================================

File:
  Feed posts (1080x1350)/05 Nearly 1 in 5 families.png

The figure and its wording are the same as in the book (p.11). Full citation under Sources (S1).

Caption
------------------------------------------------------------------------
Nearly 1 in 5 families in the U.S. has a child with a special health care need, representing over 11 million children (Investopedia, 2026). If your family is one of them, you are not alone. How Money Works for Special Needs Families, new from TheMoneyBooks, is for you. Read it at [your link]

#SpecialNeedsFamilies #SpecialNeedsParents #FinancialLiteracy #TheMoneyBooks

For educational purposes only. Not legal, tax, or investment advice. Work with qualified professionals for legal and special needs planning.

Alt text
------------------------------------------------------------------------
A large orange figure on a white background: "Nearly 1 in 5 families in the U.S. has a child with a special health care need, representing over 11 million children," with a row of five circles beneath the figure, the first one orange. Source: Investopedia, 2026. Below it: "You are not alone. This book is for you." Footer: the book cover and "How Money Works for Special Needs Families. New from TheMoneyBooks."

========================================================================
POST 6: Autism (S5), an extra stat post
========================================================================

File:
  Feed posts (1080x1350)/06 About 1 in 31 children - autism.png

Use it alongside post 5. Its figure agrees with the book, which prints "1 in 31 children is diagnosed with Autism" on the same page (p.11).

Caption
------------------------------------------------------------------------
About 1 in 31 children (age 8) has been identified with autism spectrum disorder (CDC, 2025). If your child is on the spectrum, you are not alone. How Money Works for Special Needs Families, new from TheMoneyBooks, is for you. Read it at [your link]

#SpecialNeedsFamilies #SpecialNeedsParents #FinancialLiteracy #TheMoneyBooks

For educational purposes only. Not legal, tax, or investment advice. Work with qualified professionals for legal and special needs planning.

Alt text
------------------------------------------------------------------------
A large orange figure on a white background: "About 1 in 31 children (age 8) has been identified with autism spectrum disorder," with a row of 31 dots beneath the figure, the first one orange. Source: CDC, 2025. Below it: "You are not alone. This book is for you." Footer: the book cover and "How Money Works for Special Needs Families. New from TheMoneyBooks."

========================================================================
POST 7: Michael Brodeur (back cover)
========================================================================

File:
  Feed posts (1080x1350)/07 Quote - Michael Brodeur.png

Caption
------------------------------------------------------------------------
From the back cover of How Money Works for Special Needs Families, new from TheMoneyBooks: "As a sibling of someone with special needs, I watched my parents carry this responsibility for decades. This book offers families the practical guidance they desperately need—without jargon or judgment. If you love someone with special needs, read this book. They got it right." — Michael Brodeur, Financial Industry President. Read it at [your link]

#SpecialNeedsFamilies #Siblings #FinancialLiteracy #TheMoneyBooks

For educational purposes only. Not legal, tax, or investment advice. Work with qualified professionals for legal and special needs planning.

Alt text
------------------------------------------------------------------------
A large quotation mark on an orange background, followed by the quote: "As a sibling of someone with special needs, I watched my parents carry this responsibility for decades. This book offers families the practical guidance they desperately need—without jargon or judgment. If you love someone with special needs, read this book. They got it right." Attributed to Michael Brodeur, Financial Industry President. From the back cover. Footer: the book cover and "How Money Works for Special Needs Families. New from TheMoneyBooks."

========================================================================
POST 8: Kristen Bounds
========================================================================

File:
  Feed posts (1080x1350)/08 Quote - Kristen Bounds.png

Caption
------------------------------------------------------------------------
"For years I thought love meant doing everything myself. Then I learned the bravest thing a parent can do is build a plan that works even when I can't be in the room." — Kristen Bounds, Fort Collins, Colorado. As Tom Mathews writes in How Money Works for Special Needs Families, new from TheMoneyBooks, you don't need a perfect plan to begin; you need the right next step. [your link]

#SpecialNeedsParents #SpecialNeedsFamilies #FinancialLiteracy #TheMoneyBooks

For educational purposes only. Not legal, tax, or investment advice. Work with qualified professionals for legal and special needs planning.

Alt text
------------------------------------------------------------------------
An orange quotation mark on a black background, followed by the quote in white: "For years I thought love meant doing everything myself. Then I learned the bravest thing a parent can do is build a plan that works even when I can't be in the room." Attributed to Kristen Bounds, Fort Collins, Colorado. Footer: the book cover and "How Money Works for Special Needs Families. New from TheMoneyBooks."

========================================================================
POST 9: This book is for you if you're a…
========================================================================

File:
  Feed posts (1080x1350)/09 This book is for you.png

Caption
------------------------------------------------------------------------
How Money Works for Special Needs Families, new from TheMoneyBooks, is for the mother figuring out whether to leave her career to become a full-time caregiver. It's for the father juggling two jobs and IEP meetings, and for the grandparent stepping in to support the family. It's for the sibling preparing to take on the responsibility one day. And it's for every loving family member or friend ready to provide helping hands, encouraging words, and timely resources now and in the future. Read it at [your link]

#SpecialNeedsFamilies #Grandparents #Siblings #FinancialLiteracy #TheMoneyBooks

For educational purposes only. Not legal, tax, or investment advice. Work with qualified professionals for legal and special needs planning.

Alt text
------------------------------------------------------------------------
Headline: "This book is for you if you're a…" followed by five illustrated portraits from the book, each in an orange ring. "Mother: figuring out whether to leave your professional career to become a full-time caregiver." "Father: juggling two jobs and Individualized Education Program (IEP) meetings." "Grandparent: stepping in to support your family." "Sibling: preparing to take on the responsibility one day." "Loving Family Member or Friend: ready to provide helping hands, encouraging words, and timely resources now and in the future." Footer: the book cover and "How Money Works for Special Needs Families. New from TheMoneyBooks."

========================================================================
SUGGESTED ORDER (OPTIONAL)
========================================================================

Use post 1 (feed and story) whenever you announce the book. The following weeks, about two a week: 9, 2 (story too), 5, 8, 3 (story too), 7, 4 (story too), 6.

========================================================================
SOURCES BEHIND THE FIGURES AND QUOTES
========================================================================

- S1 (post 5): Investopedia, "Financial Planning for Families Living With Disabilities: An Essential Guide," Matt Ryan Webber (Jan 6, 2026). The book prints the same figure (p.11, endnote 5).

- S2 (post 3): U.S. Bureau of Labor Statistics, "People with a Disability: Labor Force Characteristics — 2025," USDL-26-0364 (Mar 3, 2026).

- S3 (post 4): Foster et al., "Children With Special Health Care Needs and Forgone Family Employment," Pediatrics 148(3) (Sep 2021). The study figure is 76.4%.

- S5 (post 6): Centers for Disease Control and Prevention, "Prevalence and Early Identification of Autism Spectrum Disorder Among Children Aged 4 and 8 Years — ADDM Network, 16 Sites, United States, 2022," Shaw et al., MMWR Surveillance Summaries 74(SS-2) (Apr 17, 2025). The book prints "1 in 31 children is diagnosed with Autism" (p.11).

- Quotes: verbatim from the final book. Brodeur (post 7) is his full back-cover quote. Bounds (post 8) is one of the book's "What Others Are Saying" quotes (p.137).

- Post 9: the five roles are the book's own text (p.6), with its portraits.

------------------------------------------------------------------------
© 2026 WealthWave, LLC, All Rights Reserved.
